Inter Miami vs. Charlotte FC: Decision Day playoff stakes and team news (Updated Nov. 6, 2026)

Updated: Friday, Nov 6, 2026, 7:51:14 PM Indochina Time (ICT, UTC+07:00).

Inter Miami vs. Charlotte FC: Decision Day playoff stakes and team news

Two anonymous soccer players in pink and navy kits stand at midfield in a Miami stadium at sunset
Illustrative pregame scene in pink and navy kits; it does not depict the actual clubs or players.

Inter Miami CF hosts Charlotte FC on Saturday, November 7, in the clubs’ final match of the 2026 MLS regular season. Kickoff is scheduled for 4:00 p.m. in Miami, Eastern Standard Time (EST, UTC−05:00), which is 9:00 p.m. UTC (21:00 UTC). The match is at Nu Stadium at Miami Freedom Park, and it carries a direct playoff-seeding opportunity for Charlotte and a chance for Miami to secure the East’s No. 2 seed.

Both teams have already qualified for the Audi 2026 MLS Cup Playoffs. Miami enters second in the Eastern Conference with 59 points; Charlotte is fifth with 53. The result will also affect whether Charlotte or Chicago hosts the opening game of their Round One series. MLS’ Decision Day preview details the scenarios for both clubs.

Highlights

  • Kickoff: Saturday, Nov. 7, at 4:00 p.m. EST (UTC−05:00) in Miami; 21:00 UTC.
  • Venue: Nu Stadium at Miami Freedom Park.
  • Playoff stakes: Miami can clinch second with a win; Charlotte can claim fourth and home-field advantage with a win plus a Chicago draw or loss.
  • Watch: Apple TV carries the match, and Tubi will simulcast it free for viewers in the United States.

When and where is Inter Miami vs. Charlotte FC?

The match is scheduled for Saturday, November 7, at Nu Stadium in Miami, Florida. Inter Miami’s 2026 schedule lists Charlotte as the opponent for its final home match, while the clubs’ match listings and MLS set kickoff for 4:00 p.m. ET. Because daylight saving time ended in the United States on November 1, Miami is on Eastern Standard Time on match day: EST (UTC−05:00), consistent with the 2026 DST calendar published by NIST. That makes kickoff 21:00 UTC on November 7.

All Eastern Conference Decision Day games are scheduled to begin simultaneously at 4:00 p.m. ET, so other Eastern results will come in alongside the Miami match. Inter Miami has also designated Nov. 7 as a Fan Appreciation Night at Nu Stadium.

What are the playoff stakes for Inter Miami and Charlotte?

Miami is protecting the No. 2 seed

Inter Miami is second with 59 points, one point ahead of the New England Revolution. A Miami win over Charlotte guarantees the No. 2 seed, and MLS says the club cannot finish lower than third. If Miami fails to win, New England’s result at Orlando City could allow the Revolution to move ahead. The second seed would give Miami the higher position in the Eastern Conference bracket and home-field advantage in Round One against the seventh seed.

Lionel Messi also enters Decision Day atop the MLS Golden Boot presented by Audi race with 26 goals, four ahead of FC Dallas’ Petar Musa. A goal could strengthen Messi’s bid to become the first player to win the award in consecutive seasons, but the race is not officially settled until the final matches are complete.

Charlotte can take home-field advantage from Chicago

Charlotte is locked into a Round One matchup with the Chicago Fire, but the venue for the opening game remains at stake. The Fire are fourth with 55 points and Charlotte is fifth on 53. Charlotte will finish fourth if it beats Miami and Chicago draws or loses to Columbus. If Charlotte draws or loses, it will remain fifth. Under the current best-of-three format, the higher seed hosts Game 1 and a deciding Game 3, if needed, so fourth place offers a meaningful edge.

The Eastern Conference playoff field is already set, which means this is a seeding contest rather than a qualification game for these clubs. The official playoff schedule sets the Wild Card matches for Nov. 19 and Round One for Nov. 20 through Dec. 2.

Which players could be unavailable?

Charlotte will be without winger Allan Saint-Maximin, whom MLS lists as suspended after a red card in the club’s Oct. 31 match against Orlando City. That removes one of Charlotte’s attacking options for a game in which it needs a win to have a chance at fourth place.

Charlotte heads to Miami after consecutive 4–0 wins over CF Montréal and Orlando City. Defender Henry Kessler and goalkeeper Kristijan Kahlina earned MLS Team of the Matchday recognition after the Orlando result. Miami, meanwhile, has Messi leading the league’s goal-contribution chart entering the final matchday, with 26 goals and 16 assists.

The latest MLS Player Availability Report available at the time of this check says it is updated through Matchday 34, rather than specifically for Decision Day. It lists Charlotte’s Nimfasha Berchimas, Will Cleary, Archie Goodwin, Aron John and Tim Ream as out, and Inter Miami’s Tadeo Allende, Fricio Caicedo and Mateo Silvetti as out. These are the last published statuses, not a final Nov. 7 match-day report; the clubs’ official lineups and any newer status update should be checked before kickoff.

How can fans watch the match?

MLS lists Apple TV as the main streaming home for the match. In the United States, Tubi will simulcast Inter Miami vs. Charlotte live and free alongside Apple TV coverage. Charlotte FC lists radio coverage on WFNZ 92.7 FM in English and WOLS 106.1 FM in Spanish for listeners following the club’s broadcast.

MLS’ Tubi announcement confirms that the free simulcast is for fans in the United States. Availability and access can vary by location and platform, so viewers should check the service listings in their area. Charlotte FC also provides a matchday watch guide with its streaming and radio details.

What happens after Decision Day?

The regular season ends when all 30 MLS clubs play on Nov. 7. Inter Miami and Charlotte are already assured of postseason places, but the final seedings will determine their Round One opponent and home-field arrangements. The playoffs pause for the November FIFA international window before the Wild Card games on Nov. 19; MLS Cup is scheduled for Dec. 18.

The confirmed facts are the kickoff time, venue, current standings and published playoff scenarios. Starting lineups and any later injury updates remain subject to official match-day announcements, while the final seedings depend on the results of Saturday’s simultaneous games.

FAQ

What time is Inter Miami vs. Charlotte FC?

Kickoff is Saturday, Nov. 7, at 4:00 p.m. EST (UTC−05:00) in Miami, or 21:00 UTC.

Can Charlotte FC still finish fourth?

Yes. Charlotte must beat Miami and have Chicago draw or lose against Columbus.

Where can U.S. fans watch the match?

Apple TV will carry the match, with a free U.S. simulcast on Tubi.

Official sources

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