Information checked: November 7, 2026, at 19:09 UTC (UTC+00:00), equivalent to 2:09 pm in Miami, Eastern Standard Time (EST, UTC−05:00). This is a pre-kickoff report based on the latest MLS and club publications available at the stated time; no final score or official starting XI was confirmed at this check.
Inter Miami CF hosts Charlotte FC on Saturday, November 7, 2026, at 4:00 p.m. in Miami, EST (UTC−05:00), or 21:00 UTC, in the final round of the MLS regular season. The Decision Day game at Nu Stadium at Miami Freedom Park has immediate playoff-seeding implications: second-place Miami can secure the Eastern Conference's No. 2 seed with a win, while fifth-place Charlotte can still climb into the top four and gain home-field advantage in its opening playoff series.
Lionel Messi enters the match as MLS's Golden Boot leader with 26 goals, according to the league's Decision Day preview. Miami's last regular-season match is also scheduled to be carried on Apple TV, with a free Tubi simulcast for viewers in the United States. The playoff positions and Golden Boot honors are not final until the relevant matches finish.
Destaques
The official MLS match listing schedules Inter Miami's home game against Charlotte for Saturday, November 7, 2026. Both clubs identify the kickoff as 4:00 p.m. Eastern Time, which on that date is 4:00 p.m. EST (UTC−05:00) in Miami, or 21:00 UTC. Florida switched from daylight saving time to standard time on November 1, so using the summer EDT offset would put the international conversion an hour out of step.
There is no venue change behind the two names sometimes shown in listings. MLS uses Miami Freedom Park, while Inter Miami's stadium announcement identifies the venue as Nu Stadium at Miami Freedom Park. Miami's official match preview confirms Nu Stadium and the 4:00 p.m. kickoff. The club also designated the fixture as a Fan Appreciation Match, with events planned around the regular-season finale.
As published ahead of Decision Day, Inter Miami has 59 points from 33 matches with a record of 16 wins, six losses and 11 draws. Charlotte has 53 points, with 15 wins, 10 losses and eight draws. Miami sits second in the Eastern Conference, one point ahead of New England Revolution on 58. Nashville SC has already secured first place, while Chicago Fire FC is fourth on 55 and Charlotte is fifth on 53.
MLS's official Decision Day scenario guide gives Miami a straightforward route: beat Charlotte and clinch the No. 2 seed. Miami is guaranteed to finish no lower than third, but a draw or loss could allow New England to overtake it depending on the Revolution's result against Orlando City. The simultaneous 4:00 p.m. EST starts mean those positions may change while the games are being played.
For Charlotte, fourth place remains possible but is not entirely in its own hands. Charlotte must win in Miami and Chicago must fail to beat Columbus Crew for the Crown to leapfrog the Fire. The opponents are already set to meet in Round One of the Audi MLS Cup Playoffs, regardless of which team finishes fourth or fifth. Their seeding matters because the higher-seeded side hosts Game 1 and a possible Game 3 in the Best-of-3 series. Neither club is playing this match to secure a first-time playoff berth; the live issue is where they finish.
Miami arrives after a 2–1 comeback win away to New England Revolution on November 1. Inter Miami's official recap credits Germán Berterame with the equalizer and Messi with the winning goal. Messi also provided an assist in that game, taking his 2026 regular-season numbers to 26 goals and 16 assists. That result sealed a place for Miami in the 2027 Concacaf Champions Cup.
Miami's most recently published starting lineup, against New England, included Messi, Luis Suárez and Berterame in attack, Rodrigo De Paul and Telasco Segovia in midfield, and Dayne St. Clair in goal. That was the lineup for the previous match, not a confirmed XI against Charlotte. Matchday selections, late fitness decisions and any suspensions should be checked against the official lineup release rather than inferred from the prior starting team. No unverified injury claim is being treated as a confirmed absence here.
Charlotte enters the finale with momentum after consecutive 4–0 home wins against CF Montréal and Orlando City SC. The club's November 2 team-news report highlights goalkeeper Kristijan Kahlina and defender Henry Kessler, who both made the MLS Team of the Matchday after the Orlando victory. Kessler scored with a header from a delivery by captain Ashley Westwood, while Kahlina recorded seven saves against Orlando and kept clean sheets in both wins.
Charlotte's official matchup analysis also points to the team's recent scoring and Kahlina's 157 saves on the season. Allan Saint-Maximin scored against Orlando, while the club has highlighted Liel Abada's earlier hat trick against Montréal. These recent contributions make Charlotte dangerous, but they do not guarantee that any player will start or repeat that output at Nu Stadium. The official team sheet remains the definitive source for Saturday's XI.
Messi enters Decision Day as the league's leading scorer on 26 regular-season goals and with 42 combined goal contributions (26 goals, 16 assists), according to MLS's November 3 Decision Day briefing. He is pursuing a second straight Golden Boot. The award is decided by goals, not total goal contributions; MLS states that assists are the first tiebreaker, followed by fewer minutes played.
Another Messi goal would add to his total and could strengthen his position. However, neither the award nor his final numbers should be called confirmed before the last matchday finishes and other contenders' totals are known. Decision Day also offers an opportunity for Messi and Miami to carry momentum into the postseason, but postseason form cannot be established by a single pregame projection.
Major League Soccer confirms that Apple TV will carry the match as part of its MLS coverage, and Tubi will simulcast Inter Miami versus Charlotte live and free in the United States. The arrangement is stated in the October 29 joint MLS and Tubi announcement. Viewers outside the United States should check the rights and availability of their authorized local service; the free Tubi offer was announced specifically for the U.S. market.
Fans wishing to track goals in other Eastern Conference games can use MLS 360 on Apple TV and the league's official live standings. A result from a different game could affect Miami's seed or Charlotte's top-four prospects even before the final whistle in Miami.
The clearest potential contrast is Miami's ability to create chances through Messi and its experienced midfield versus Charlotte's recent defensive resilience and sharp set-piece execution. Miami will want to use possession in dangerous areas while limiting counterattacks. Charlotte can threaten if it wins second balls, sustains pressure and creates set-piece opportunities for players such as Kessler. Kahlina's recent form could be significant if Miami generates a high volume of shots on target.
These are conditional tactical considerations, not reports of actions already taken in the November 7 game. The decisive facts will come from the official match statistics and the final score. A high-scoring win, a narrow victory or a draw would have different standings consequences; no one result can be assumed from past performance alone.
Following Decision Day on November 7, the league pauses for the November international window. According to MLS's official 2026 playoff calendar, the Wild Card matches are scheduled for November 18; Round One Best-of-3 series run from November 20 to December 2; the conference semifinals are scheduled for December 5–6, the conference finals for December 11–12, and MLS Cup for December 18.
At the time stated in this article's update timestamp, the Inter Miami–Charlotte match had not kicked off and no verified final score was available. Once completed, the MLS official match center for Miami vs. Charlotte and the Charlotte FC fixture page are appropriate places to confirm the final score, scorers and lineup changes. A fixture placeholder, provisional score or unverified social post should not be presented as the completed result.
Kickoff is scheduled for 4:00 p.m. in Miami, Eastern Standard Time (EST, UTC−05:00), on Saturday, November 7, 2026. That is 21:00 UTC on the same date.
Yes, in the United States: Tubi is scheduled to simulcast the match free. Apple TV also carries the game. Availability outside the United States depends on the viewer's territory.
An Inter Miami win secures the Eastern Conference No. 2 seed. Charlotte reaches No. 4 with a win only if Chicago Fire fails to beat Columbus Crew. The two teams are already in the playoff field, and Charlotte's first-round opponent is Chicago.
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